Answer 5 simple questions and our AI instantly recommends the cards that maximize cashback, rewards and travel benefits.
Real-time profile analysis that matches you to cards with surgical precision.
Five questions. Thirty seconds. Perfect card.
Find out which cards you're eligible for — in 60 seconds. No impact on your CIBIL score.
We'll estimate which credit cards you likely qualify for based on your profile. 100% free, no CIBIL inquiry.
🔒 Your data is private and will never be shared or sold.
Checking eligibility across 20+ credit cards
Swipe to compare. No jargon.
📅 Card details are updated periodically. Fees and reward rates may have changed — verify on the bank's official website before applying. Approval depends on your CIBIL score, income, and the bank's internal eligibility criteria. CardAI cannot guarantee approval.
Enter your monthly spend and see your projected annual rewards.
⚠️ Disclaimer: Reward estimates are indicative only. They are based on publicly available reward rates and known monthly cashback caps, and do not deduct annual fees (e.g., a card with ₹500 fee + 18% GST costs ₹590/year — subtract this from projected rewards). Points-based cards assume ₹0.25 per reward point. Actual rewards depend on eligible merchant categories, billing cycles, and your bank's current terms which may have changed. Card features and fees are updated periodically but may not reflect the latest changes — always verify on the bank's official website before applying. CardAI earns an affiliate commission if you apply through our links — this does not influence our rankings.
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🤖 CardAI is powered by an AI model and may occasionally give inaccurate or outdated information. Always verify card details, fees, and eligibility on the bank's official website before applying.
"I had 2 cards I barely used. CardAI showed me I was losing ₹38,000/year in unclaimed rewards. Switched to HDFC Regalia Gold — already earned 4 free lounge visits in 6 weeks."
"Axis Atlas was on my radar but I wasn't sure. The AI confirmed it was perfect for my 15 flights/year. The 5x miles on travel spends are insane. Applied in 4 minutes through the site."
"As a GST-registered business, I needed a card that gives rewards on vendor payments. CardAI pointed me to HDFC BizGrow — something I'd never heard of. Exactly what I needed."
From lifetime-free cards to ultra-premium black cards — our AI knows them all and matches the right one to you.
Answer 5 questions. Get your AI-matched card instantly.