India processes over 10 billion UPI transactions every month. But until now, no credit card rewarded you for UPI payments. The KIWI UPI Credit Card changes everything — it is India's first and only credit card that gives you rewards on every UPI transaction you make.
| Card | Fee | Best For | Apply |
|---|---|---|---|
| 📱 KIWI UPI Credit Card | FREE | India's first UPI Credit Card — earn rewards on every UPI pa... | Apply → |
India's first UPI Credit Card — earn rewards on every UPI payment you make
The HSBC Live+ Credit Card gives the highest cashback of 5% on dining and entertainment, and 1.5% on all other spends. For a lifetime free card, Equitas PowerMiles is the best option.
The Equitas PowerMiles Credit Card and KIWI UPI Credit Card are both lifetime free with zero annual fee. The Equitas card is better for travel rewards, while KIWI is best for UPI users.
Click the Apply button on any card above. You will be directed to the bank's application page. Keep your PAN, Aadhaar, and income proof handy. Most applications are approved within 24–48 hours.
It depends on the card. KIWI UPI Card requires as low as ₹15,000/month. Premium cards like HSBC Live+ require ₹30,000/month or higher. Most cards on this list accept ₹20,000–₹25,000/month income.